state emp_length term homeownership annual_income verified_income debt_to_income total_credit_limit total_credit_utilized num_cc_carrying_balance loan_purpose loan_amount grade interest_rate public_record_bankrupt loan_status has_second_income total_income NJ 3 60 rent 59000 Not Verified 0.5575254237288135 95131 32894 8 debt_consolidation 22000 B 10.9 0 Current FALSE 59000 CA 10 36 rent 60000 Not Verified 1.3056833333333333 51929 78341 2 credit_card 6000 B 9.92 1 Current FALSE 60000 SC NA 36 mortgage 75000 Verified 1.05628 301373 79221 14 debt_consolidation 25000 E 26.3 0 Current FALSE 75000 CA 0 36 rent 75000 Not Verified 0.5743466666666667 59890 43076 10 credit_card 6000 B 9.92 0 Current FALSE 75000 OH 4 60 mortgage 254000 Not Verified 0.23814960629921259 422619 60490 2 home_improvement 25000 B 9.43 0 Current FALSE 254000 IN 6 36 mortgage 67000 Source Verified 1.077044776119403 349825 72162 4 home_improvement 6400 B 9.92 0 Current FALSE 67000 NY 2 36 rent 28800 Source Verified 0.09972222222222223 15980 2872 1 debt_consolidation 3000 D 17.09 0 Current FALSE 28800 MO 10 36 mortgage 80000 Not Verified 0.3509125 258439 28073 3 credit_card 14500 A 6.08 0 Current FALSE 80000 FL 6 60 rent 34000 Not Verified 0.6975 87705 23715 10 credit_card 10000 A 7.97 0 Current FALSE 34000 FL 3 60 mortgage 80000 Source Verified 0.16685416666666666 330394 32036 4 debt_consolidation 18500 C 12.62 1 Current TRUE 192000 MD 8 36 rent 73000 Source Verified 0.41432876712328764 36182 30246 3 debt_consolidation 17000 D 17.09 0 Current FALSE 73000 HI 10 36 mortgage 120000 Not Verified 0.7989083333333333 452712 95869 4 credit_card 12000 A 5.31 0 Current FALSE 120000 CT 10 36 rent 100000 Source Verified 0.27809 74805 27809 3 credit_card 16000 A 7.35 0 Current FALSE 100000 NE 2 36 mortgage 105000 Not Verified 0.2681904761904762 279386 28160 2 home_improvement 16500 A 5.31 0 Current FALSE 105000 CA 5 36 rent 34000 Not Verified 0.6292941176470588 33038 21396 3 debt_consolidation 3000 A 7.96 0 Current FALSE 34000 TX 2 60 mortgage 98000 Verified 1.1071020408163266 319551 108496 6 credit_card 29400 E 24.85 0 Fully Paid FALSE 98000 HI 5 60 rent 68700 Source Verified 1.4995487627365356 119325 103019 5 debt_consolidation 13500 D 18.06 0 Current FALSE 68700 CA 3 60 rent 43000 Source Verified 0.15465277777777778 60693 22270 4 debt_consolidation 18200 B 10.42 0 Current TRUE 144000 CA 3 36 rent 100000 Source Verified 0.13823 69100 13823 5 other 6000 A 7.96 0 Current FALSE 100000 FL 10 60 mortgage 76000 Source Verified 0.5898157894736842 249700 44826 10 debt_consolidation 18000 D 19.42 0 Current FALSE 76000 MS 10 36 mortgage 80000 Verified 0.7373059317634845 136046 124994 1 car 5000 C 14.08 0 Current TRUE 169528 WI 10 60 mortgage 50000 Verified 0.5234166666666666 375828 87934 11 debt_consolidation 40000 D 20 0 Fully Paid TRUE 168000 WV 0 36 mortgage 80000 Not Verified 0.7045375 197299 56363 6 debt_consolidation 4500 B 9.44 0 Fully Paid FALSE 80000 CA 1 36 rent 185000 Not Verified 0.2546756756756757 102500 47115 2 credit_card 15000 B 9.92 0 Current FALSE 185000 NJ 5 60 mortgage 42000 Source Verified 0.08666666666666667 64800 3640 5 house 20000 B 10.91 0 Current FALSE 42000 MA 2 36 rent 100000 Verified 0.3281962962962963 144700 88613 4 small_business 20000 A 5.32 0 Current TRUE 270000 TX 5 36 mortgage 65000 Not Verified 0.24273846153846154 256974 15778 7 debt_consolidation 10000 A 6.71 0 Fully Paid FALSE 65000 IN 5 36 own 45000 Not Verified 0.15731111111111112 121323 7079 4 debt_consolidation 9000 C 15.04 0 Current FALSE 45000 RI 10 60 mortgage 245000 Verified 0.16736326530612244 495163 41004 6 credit_card 35000 B 11.98 0 Current FALSE 245000 TX 0 36 mortgage 50000 Source Verified 0.6396770833333333 203326 122818 4 debt_consolidation 40000 C 12.62 0 Current TRUE 192000 VA 0 36 rent 116000 Source Verified 0.584396551724138 446850 67790 7 debt_consolidation 13125 B 10.91 0 Current FALSE 116000 NV 5 36 mortgage 30000 Not Verified 0.5120089285714285 190832 57345 6 home_improvement 32000 B 9.44 0 Current TRUE 112000 MA 4 60 mortgage 80000 Not Verified 0.24454128440366973 432092 53310 5 debt_consolidation 18000 B 9.93 0 Current TRUE 218000 CA 7 36 rent 103000 Source Verified 0.2658349514563107 124900 27381 5 other 30000 A 7.35 0 Fully Paid FALSE 103000 IL 5 36 rent 58000 Not Verified 4.777258620689655 236668 277081 5 credit_card 4400 D 18.45 0 Current FALSE 58000 AZ 0 36 own 55000 Source Verified 0.2990909090909091 35900 16450 12 debt_consolidation 7000 D 17.09 0 Current FALSE 55000 MN NA 36 mortgage 65000 Not Verified 0.7522461538461539 174860 48896 4 credit_card 25000 A 7.96 0 Current FALSE 65000 IL 2 36 rent 32000 Source Verified 0.72128125 45594 23081 4 renewable_energy 6500 A 6.08 1 Current FALSE 32000 MD 5 36 mortgage 325000 Source Verified 0.3077507692307692 793009 100019 11 credit_card 35000 A 6.71 0 Current FALSE 325000 MD 3 36 rent 70000 Source Verified 5.333728571428572 272878 373361 2 other 7500 A 7.34 0 Current FALSE 70000 CA 10 60 mortgage 160000 Verified 0.3344 581604 53504 3 debt_consolidation 38500 C 12.62 1 Current FALSE 160000 NJ 6 36 rent 50000 Source Verified 1.25744 90398 62872 5 credit_card 15000 C 16.02 0 Current FALSE 50000 IL 10 60 rent 71000 Not Verified 0.7425211267605634 115970 52719 8 car 24000 B 10.9 0 Current FALSE 71000 MI 0 36 mortgage 85000 Not Verified 0.818764705882353 131847 69595 3 debt_consolidation 24000 B 9.93 0 Fully Paid FALSE 85000 CA 5 36 mortgage 87000 Source Verified 0.054724137931034485 294946 4761 3 debt_consolidation 12800 B 9.44 0 Current FALSE 87000 TX 10 36 mortgage 60000 Not Verified 0.7311833333333333 64017 43871 5 home_improvement 6000 B 10.42 0 Current FALSE 60000 NV 0 36 mortgage 58500 Verified 0.39682051282051284 49234 23214 2 debt_consolidation 30000 D 21.45 0 Current FALSE 58500 NH 2 36 rent 50000 Source Verified 0.50262 39814 25131 4 debt_consolidation 5825 B 10.91 0 Current FALSE 50000 IL 2 36 own 103000 Not Verified 0.9735922330097088 150027 100280 4 debt_consolidation 20000 B 9.43 0 Current FALSE 103000 TX 9 36 mortgage 77500 Verified 0.6778580645161291 390156 52534 2 other 15000 A 6.08 0 Current FALSE 77500